Sneha thought she only needed her Form 16 and 26AS to file ITR. Then her aunt showed her AIS — and there was a ₹4,200 FD interest from a fixed deposit she'd forgotten about, a ₹2,800 dividend, and her credit card spend pattern. "They see all of this?"
Yes. AIS is the IT department's full picture of your year. Better to know it before they ask.
- AIS = comprehensive record: salary, interest, dividends, MF, shares, property, foreign remittances, GST, cash deposits.
- TIS = simplified, grouped, processed-value version of AIS.
- Access: incometax.gov.in → e-File → AIS.
- Wrong entry? Submit feedback — usually fixed in 1-2 weeks.
What AIS contains
AIS aggregates data from banks, brokers, MFs, registrars, GST, etc. to give one view of all your financial transactions:
- Salary — from employer's TDS return
- Interest — savings, FD, RD from banks
- Dividends — from companies
- Mutual fund — purchases, redemptions, dividends
- Securities — broker transactions (shares, bonds, F&O)
- Property — purchase / sale registrations
- Foreign remittances — LRS, inward FEMA
- GST turnover — from your GSTR-1 (for businesses)
- Cash deposits / withdrawals — above ₹10L threshold
- Credit card high-value spends
AIS vs 26AS — the difference, finally
Form 26AS
The TDS passbook
Authoritative tax-credit record. Verify tax payments here.
AIS
The income mosaic
Powers ITR pre-fill. What the IT system sees about you. Cross-check before filing.
How to download AIS
PAN + password.
Tile on dashboard, or Services → AIS.
The Assessment Year you want.
HTML view, PDF download, CSV / JSON for export.
How to read it
👉 Part A — General Information: PAN, name, address.
👉 Part B — TDS / TCS info: mirrors your 26AS.
👉 SFT transactions: Specified Financial Transactions reported by banks, registrars, etc.
👉 Demand & refund history.
👉 Other information: salary, interest, dividend, capital gains.
Giving feedback on wrong entries
If AIS shows something wrong (interest you never earned, a sale of property you don't own), submit feedback:
In the AIS detail view.
Choose: Correct · Partially Correct · Other PAN/Year · Duplicate · Denied.
Department processes. Typically reflected in AIS within 1-2 weeks.
Always download AIS before filing ITR. Cross-check every entry against your actual records. Fix discrepancies via feedback. Then file ITR consistent with AIS. This prevents 90% of automated notices later.
AIS isn't surveillance — it's a checklist. The IT system already sees your numbers. Your job is to make sure the ITR matches what they see.
Quick answers
Submit feedback marked "Information relates to other PAN" or "Denied" with reason. Department reviews and removes. Until removed, don't include in ITR — but explain in the response if asked.
Match for actual income. If AIS double-counts (broker reports + RTA reports same MF redemption), report once and explain via feedback. Goal: ITR reflects true income, with AIS reconciled.
Form 16 = salary only. AIS = salary + everything else. Differences are normal — AIS shows your full financial life, not just employment.
Yes. Download PDF and share. Or give your CA access via the e-Filing portal authorisation. Almost every CA now starts ITR from AIS.
AIS is the raw transaction-by-transaction record. TIS (Taxpayer Information Summary) is the processed, grouped, simpler version with computed values — useful for a quick glance. Both available in the portal.
When you might want help
For most salaried filers, AIS is straightforward. Where it pays to engage a CA: complex investment portfolios with double-counting, foreign transactions (LRS / inward), large cash patterns, or when AIS shows transactions you genuinely don't recognise (possible identity issue).
AIS showing something you don't recognise?
Send us the PDF on WhatsApp. We'll review and file feedback within 24 hours.